We offer you unsecured Personal Loans of up to £100k.
Our low, market-leading rates ensure incredible value
while our straightforward applications process gets
you the finance you need when you need it.

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Smart Personal Loans for living.

Smart Money is here to help and we understand that your situation is unique.

We have access to one of the widest range of lending products within the Channel Islands; so we are confident we can find a product to suit your needs. If in your experience, enjoying the finer things in life often equates to paying too much on your credit card, a Smart Personal Loan solution might give you a fresh perspective.

We offer a range of innovative Smart Loan Solutions adapted to you. With loans of up to £100k and industry-leading turnaround times, we help you to build a personalised Smart financial future.

Manage your finances like never before by taking the stress out of the equation. Our easy loan application process is the first step in making this happen.

Because we do not limit our clients in the scope of their dreams, we offer unsecured loans to finance a wide range of personal and commercial endeavours.

We offer loans for any eventuality and occasion. Do you need a personal loan?

Apply today or call us to find out more.


Whether you’re dreaming about an idyllic island holiday or a white winter breakaway, we can help you live that dream.

It’s time to celebrate. Don’t allow a lack of finances to spoil the fun. Let us help you make your milestone celebration one to remember.

Are you looking for an engagement gift that shows heartfelt appreciation and commitment? We can help you get the funds you need.

It’s your big day, and you know what you want from the event. A wedding loan will help give spark to your matrimonial dreams.

The big day’s past, but there’s plenty of adventure still to be had. Make your honeymoon live up to your expectations with our easy-to-access loans.

Your home reflects your lifestyle. We can help you access the funds you need to make your home worthy of the title. 

Are you moving to a new place? We make funding for rental deposits quick and easy with Smart Personal Loans.

Never compromise on healthcare. Be ready to confront any unforeseen challenges with our easy-to-access personal loans.

Dental issues don’t wait for anybody. Be ready with convenient personal funding from Smart Money.

Don’t compromise on the quality of cosmetic surgery. Instead, get the funds you need to consult the best practitioners the industry has to offer.

Unforeseen car repairs are inconvenient at best. Get them fixed when you need them fixed, and get back to what you love.

Don’t get stuck with unpaid legal fees. Our Smart Personal Loans can give you the breathing space you need.

Education is an investment. Whether you are looking to fund your children’s first few years at school or to pursue continued education, we can help.

The car or boat of your dreams has finally crossed your path. Let us help you access the funding you need to acquire it at your convenience.


For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.

*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.

Minimum & Maximum Loan Amounts

  • Minimum loan amount is £2,000. Maximum loan amount unsecured is £100,000 (higher if secured).

Minimum & Maximum Repayment Terms

  • Minimum repayment term is 18 months. Maximum repayment term for unsecured lending is 60 months.
  • Maximum repayment term for secured lending is 84 months.

One Liberty Place, Liberty Wharf,
La Route de la Liberation,
St Helier Jersey, JE2 3NY

01534 288966

© Copyright 2020 Smart Money
Smart Money Business & Personal Loans Jersey