PROPERTY FINANCE

Our Property Finance experts will help you to build a Smart financial
future. Often straightforward finance solutions are the best way to
harness exclusive opportunities. Don’t miss out on achieving
your property dreams.

Succeed with industry-leading Property Finance.

Are you looking for a flexible property loan designed around your needs?

From bridging loans to property development, we have the solution that is right for you. We have made it our business to make property lending straightforward and flexible, whatever the size or complexity.

This ability is supported by our status as a privately-owned company in the Channel Islands with significant in-house expertise.

With over 70 years of combined property lending experience, our team is ready to assist you with your Property Finance needs.

Apply today or call us to find out more.

SMART LOANS

You may prefer an interest-only mortgage over other property financing options. We can provide a solution that’s right for you.

We have made it our business to make property lending and equity release on a property straightforward. Get the funds you need when you need it.

Whether you’re hoping to buy a new home or manufacturing facility, we can help. Obtain a financing solution suited to your property purchase.

Secure a much-loved holiday home for you and your family. We have the property finance solutions that will help you do just that.

Are you looking to invest in a new overseas home or property? Our finance solutions can help you live the dream both locally and abroad.

Do you have big dreams for a specific stretch of land? We can help you live out your dreams for that property.

REPRESENTATIVE EXAMPLE

For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.

*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.

Minimum & Maximum Loan Amounts

  • Minimum loan amount is £2,000. Maximum loan amount unsecured is £50,000 (higher if secured).

Minimum & Maximum Repayment Terms

  • Minimum repayment term is 18 months. Maximum repayment term for unsecured lending is 60 months.
  • Maximum repayment term for secured lending is 84 months.
SMART SERVICES
HAPPY CUSTOMERS

© Copyright 2020 Smart Money
Smart Money Business & Personal Loans Jersey