
Managing High Credit Card Interest Rates
John & Christine were juggling a debt of £50k across multiple credit cards with total monthly repayments of £2,600. The Challenge Our case study of
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For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.
*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.
John & Christine were juggling a debt of £50k across multiple credit cards with total monthly repayments of £2,600. The Challenge Our case study of
Olivia owed £30,000 across multiple credit cards and loans and wanted to settle her 0% balance transfer cards before they started accruing interest. The Challenge
Sophie owed £10,000 on credit cards and was paying out over £500 per month and only really paying the costly interest charges. The Challenge Sophie
Steve was paying £248 a month on 4 credit cards totalling £5,000, and just covering the minimum repayment. The Challenge Steve was paying £248 a
Mr & Mrs Smith were juggling a debt of £50k across multiple credit cards with a monthly repayment of £2,600. The Challenge Mr & Mrs
John wanted to clear his 4 credit cards, totaling £5,000 and he was just covering the minimum repayment each month. The Challenge John was paying
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