
Managing High Credit Card Interest Rates
John & Christine were juggling a debt of £50k across multiple credit cards with total monthly repayments of £2,600. The Challenge Our case study of
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For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.
*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.
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