Clearing debt is now easier with our excellent range of unsecured Debt
Consolidation Loans. We provide up to £50k to help you overcome
temporary financial challenges. Be Smart. Don’t let debt get you down.

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Find financial balance with our Debt Consolidation Loans.

We all need a little help sometimes to stay on top of our finances. We can help you to regain your financial balance.

Our Debt Consolidation Loans can reduce your monthly outgoings by giving you the necessary breathing space you need to make sound financial decisions. With one easy-to-manage monthly repayment, you can pay off your overall debts quicker. This is the best way to regain financial independence, and we would like to support you in every stage of this journey.

You might feel overwhelmed by your financial obligations at the moment. Don’t let this stop you from making good decisions. At Smart Money, we help you to regain your financial balance with well-structured debt consolidation.

Do you want to get ahead of your debt? Do you want to get back to pursuing your dreams?

Our Channel Islands team is standing by to assist you.

Apply today or call us to find out more.


Credit card debt can accumulate quickly. Let us help you to regain a financial balance.

Don’t let debt stifle your dreams. Streamlining your debt obligations can help you to effectively manage and reduce debt over time.

Why pay more than your need to? Let us help you get on top of your monthly outgoings.

Don’t let retail debt throw you off balance. Smart Money can help you stay ahead of accumulated store card debt.

Do you have debt with multiple catalogue companies? We can help you navigate your commitments.

Dealing with debt need not be complicated. Allow us to help you take care of the hassle with a convenient, single monthly payment.

Are you overwhelmed by multiple monthly loan repayments? Consolidation could be the solution for you. The new rate of borrowing might even result in a reduced monthly repayment.

Debt consolidation will help you pay off outstanding commitments quicker and easier. Start on the right foot and stay ahead.


For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.

*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.

Minimum & Maximum Loan Amounts

  • Minimum loan amount is £2,000. Maximum loan amount unsecured is £100,000 (higher if secured).

Minimum & Maximum Repayment Terms

  • Minimum repayment term is 18 months. Maximum repayment term for unsecured lending is 60 months.
  • Maximum repayment term for secured lending is 84 months.

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La Route de la Liberation,
St Helier Jersey, JE2 3NY

01534 288966

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Smart Money Business & Personal Loans Jersey