Motor & Asset Finance designed for you.

Whether it’s the car you’ve always dreamed of, a boat, or new plant equipment & machinery to take your business to the next level, Smart Money offers you the best in Motor & Asset Finance.

We are a privately-owned company in the Channel Islands, and we pride ourselves on having an independent perspective that benefits our clients when it comes to achieving their ambitious goals. Whether you are purchasing a car or investing in new equipment, we have the solutions to help your assets grow.

Our team of experts has decades of sound knowledge and experience in the asset finance industry.

Apply today or call us to find out more.


Are you buying your dream car, a small commuter or both? We can help with a fast asset finance application for any circumstance.

Do you need a vehicle with more space for your family or small business? We offer flexible van finance that matches your needs.

Whether you’re into touring bikes, choppers or superbikes, we can provide you with motorbike finance that will complement your passion.

Our quality marine finance will help you board the vessel you’ve always dreamed of. Whether it’s commercial or recreational, we’ve got you covered.

Take to the skies with our easy-to-access aviation finance. From luxury private jets to piston-powered workhorses, we have the solutions that will work for you.

Do you want to acquire a luxury vehicle? Gain access to quality high-value vehicle finance through Smart Money.

We offer Smart classic vehicle finance solutions across the Channel Islands.

Whether you call it home or use it for local weekends away, your dream motorhome or caravan is within reach with our motor and asset finance solutions.

We provide convenient financing to help passionate gardeners and gardening businesses to get hold of essential equipment.

Are you looking to expand your manufacturing business or to replace a strategic piece of equipment? We can help.


For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.

*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.


  • Minimum loan amount is £2,000. Maximum loan amount unsecured is £100,000 (higher if secured).


  • Minimum repayment term is 18 months. Maximum repayment term for unsecured lending is 60 months.
  • Maximum repayment term for secured lending is 84 months.

One Liberty Place, Liberty Wharf,
La Route de la Liberation,
St Helier Jersey, JE2 3NY

01534 288966

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Smart Money Business & Personal Loans Jersey