We make Business Loan Solutions convenient and uncomplicated.
Whether you need capital to grow your business or funds to cover
strategic marketing, we have the Smart solution for you.

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Fuel your enterprise with quality Business Loan Solutions.

Business loans should be convenient to access. We understand that speed and flexibility are crucial for staying ahead of the competition.

Your business’ needs are highly specific to your industry and available resources. For example, you may be looking to bolster your cash flow during a difficult month or to upgrade your infrastructure. You know what your business needs, and we are here to help you get the funding that you require.

That said, we are committed to responsible lending practices, helping you to preserve your business’ integrity or ability to maintain its financial obligations. Get an unsecured loan of up to £50k or a secured loan of up to £2 million. Change possibilities into realities.

Our experts based in the Channel Islands know that discretion is absolute and time is precious when it comes to making a strategic business decision. We are standing by to help you on your journey.

Apply today or call us to find out more.


Your business assets and needs are as unique as your business. At Smart Money, we go further to ensure that you get the support you need.

Are your marketing efforts costing more than expected? Do you need to finance a strategic lead generation campaign? We can help.

Legal fees for businesses can pile up quickly and without warning. Let us help you alleviate the pressure through Smart Business Financing.

Do you need significant funds to cover capital expenditure? Our range of commercial loan solutions could be what your business needs.

All businesses go through difficult times. Don’t let your enterprise flounder due to a lack of cash. Let us help.

Is your manufacturing equipment becoming obsolete? Do you need to increase production? We provide finance for all your equipment upgrade needs.

Whether you need to transport staff, goods or equipment, Smart Money is standing by to provide you with convenient fleet financing.

Do you need insurance for valuable assets? We can help you obtain the funds you require to get the insurance cover your business needs.

Regain financial balance in your enterprise with our flexible business debt consolidation solutions. Stay ahead of debt and prosper.

Restructuring your organisation can be expensive and raising funds time-consuming. Let us help you access funding to achieve your strategic goals.

Have you recently rebranded or refurbished your offices? We can help you access the finance you need to leave your clients impressed.

Is your factory in need of a new production line? Let us help you with your industrial finance needs.


For example, if you were to borrow £5,000.00 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1,757.80 is interest. This also includes a documentation fee of £100.

*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances, and your credit rating. The maximum APR you could be offered is 29.9%.

Minimum & Maximum Loan Amounts

  • Minimum loan amount is £2,000. Maximum loan amount unsecured is £100,000 (higher if secured).

Minimum & Maximum Repayment Terms

  • Minimum repayment term is 18 months. Maximum repayment term for unsecured lending is 60 months.
  • Maximum repayment term for secured lending is 84 months.

One Liberty Place, Liberty Wharf,
La Route de la Liberation,
St Helier Jersey, JE2 3NY

01534 288966

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Smart Money Business & Personal Loans Jersey